Why static spreadsheets fall short
Most remote professionals manage cross-border income the same way they'd manage a single paycheck — one ledger, one currency, one set of rules.
That approach breaks down quickly once consulting invoices arrive in different currencies, investment accounts sit in different jurisdictions, and your own physical location changes throughout the year.
Vantheon Lux was built around that specific gap — treating your income as a moving structure rather than a fixed set of numbers, and adjusting the risk picture as your circumstances actually change.